U.S. Cities --We've all seen those emails from Nigerian businessmen who promise millions of dollars in exchange for the use of your bank account to free up money trapped in American banks. However, the issue of wire fee fraud is a serious problem, and up until recently, there was little recourse for people who lost money in these scams. The Federal Trade Commission said that between 2004-2015, Western Union recorded more than 500,000 complaints and more than $630 million in losses because of wire fraud.